Licensed Insurance Agent
I’m a licensed insurance agent with The Modern Insurance Store, with licensed experience since 2006 helping clients navigate Medicare, health, and life insurance decisions.
Background
I was originally licensed in 2006, building a career across banking and insurance that included a successful tenure as a wealth planning expert in Cincinnati. In 2020, I shifted my focus specifically to helping seniors — bringing a genuinely well-rounded financial background to conversations that are often as much about peace of mind as they are about the numbers.
A career spanning banking and insurance, including my time as a wealth planning expert in Cincinnati, gives me a genuinely broader lens on Medicare decisions than someone who’s only ever worked in insurance. In 2020, I made a deliberate choice to focus specifically on helping seniors — bringing that financial-planning background to conversations that are frequently about more than just picking a plan: long-term care exposure, legacy planning, and the peace of mind that comes from actually understanding the full picture, not just this year’s premium.
What I Can Help You With
- Comparing Medicare Advantage and Medicare Supplement (Medigap) plans side by side, using your actual doctors and budget
- Reviewing Part D prescription drug coverage against your current medications
- Walking through your options if you’re turning 65, retiring, or losing employer coverage
- Life insurance and long-term care planning discussed alongside your Medicare coverage
- A free, no-obligation second opinion on a plan you already have
What a Call With Me Actually Looks Like
I like to start with your actual doctors, your current prescriptions with dosages, and your budget — not a plan pitch. From there, I compare the specific Medicare Advantage and Medicare Supplement options actually available at your address, checking your doctors against each plan’s real network rather than assuming a popular plan automatically includes them. There’s no pressure to decide on the spot, and no cost at any stage — I’m compensated by the carrier you eventually choose, not by you.
Credentials
- Licensed insurance broker since 2006 (20 years of experience)
- AHIP certified for 2026/2027
- National Producer Number (NPN): 8985976
- Appointed to sell plans from all of the carriers listed in our Carriers We Work With section
Frequently Asked Questions
Is there a cost to talk with me?
No. I’m compensated by the insurance carrier you eventually enroll with, not by you, and there’s no obligation to enroll in anything after we talk.
Do I have to already know what plan I want?
Not at all — most clients start with general questions or a plan they’re unsure about, and I work from there rather than expecting you to already know the terminology.
What if I’d rather work with a different agent on the team?
That’s completely fine — see our full About Us page for the rest of the team, or reach out through our general Contact page and we’ll match you with whoever fits best.
Book a Quick Call With Me
Prefer to just grab a time on my calendar? Pick a slot below — no cost, no obligation, just a conversation.
Contact Brad Directly
Phone: (513) 440-3030
Email: brad@bjdins.com