Independent Health Insurance Agents

There’s more to health insurance than the various benefits you get (though they make up an important part of it).

There’s also the passion, dedication, and drive of the insurance agency to find the right insurance plan for you – one that fits your needs and your lifestyle. This is where The Modern Insurance Store comes in; this is where we shine.

With more than 20 years experience, The Modern Insurance Store has been a leader in providing comprehensive and affordable health insurance in Ohio.

By thoroughly understanding your needs, we align you with plans specializing in medical, dental, vision, disability, and voluntary benefits.

There are many variables that make a health insurance plan right for an individual, family, or group.

Our agents can help you sort through the array of options and help you determine:

• Is a PPO or HMO the best option?
• Are doctors’ visits covered with a co-pay or discount?
• Are prescriptions covered with a co-pay or discount?
• What is the annual deductible?
• What is the maximum annual out of pocket expense?
• What is the premium?
• What is the lifetime maximum coverage?
• Is a consumer-directed health plan right for me?