Licensed Insurance Agent & Co-Owner
I’m a licensed insurance agent and co-owner of The Modern Insurance Store, with 20 years of licensed experience helping clients navigate Medicare, health, and life insurance decisions.
Background
Originally from North Carolina, I relocated to Cincinnati in 2006, the same year I earned my insurance license. Anthony Selm and I worked together in insurance sales for a national carrier before deciding to go independent together, founding The Modern Insurance Store in 2013. That partnership is the foundation of the business today — two agents who’ve worked side by side for two decades, building a company around comparing every carrier honestly rather than pushing one company’s plans.
Anthony’s and my partnership goes back further than the company itself — we worked together in insurance sales for a national carrier before deciding, in 2013, to go independent and build something structured around comparing every carrier honestly rather than pushing one company’s products. That founding decision still shapes how The Modern Insurance Store operates today: no quotas tied to a single insurer, no incentive to steer a client toward a specific plan for any reason other than genuine fit.
What I Can Help You With
- Comparing Medicare Advantage and Medicare Supplement (Medigap) plans side by side, using your actual doctors and budget
- Reviewing Part D prescription drug coverage against your current medications
- Walking through your options if you’re turning 65, retiring, or losing employer coverage
- Life insurance and long-term care planning discussed alongside your Medicare coverage
- A free, no-obligation second opinion on a plan you already have
What a Call With Me Actually Looks Like
I like to start with your actual doctors, your current prescriptions with dosages, and your budget — not a plan pitch. From there, I compare the specific Medicare Advantage and Medicare Supplement options actually available at your address, checking your doctors against each plan’s real network rather than assuming a popular plan automatically includes them. There’s no pressure to decide on the spot, and no cost at any stage — I’m compensated by the carrier you eventually choose, not by you.
Credentials
- Licensed insurance agent since 2006 (20 years of experience)
- AHIP certified for 2026/2027
- National Producer Number (NPN): 9538800
- Appointed to sell plans from all of the carriers listed in our Carriers We Work With section
Frequently Asked Questions
Is there a cost to talk with me?
No. I’m compensated by the insurance carrier you eventually enroll with, not by you, and there’s no obligation to enroll in anything after we talk.
Do I have to already know what plan I want?
Not at all — most clients start with general questions or a plan they’re unsure about, and I work from there rather than expecting you to already know the terminology.
What if I’d rather work with a different agent on the team?
That’s completely fine — see our full About Us page for the rest of the team, or reach out through our general Contact page and we’ll match you with whoever fits best.
Book a Quick Call With Me
Prefer to just grab a time on my calendar? Pick a slot below — no cost, no obligation, just a conversation.
Contact Daniel Directly
Phone: (513) 540-1260
Email: daniel@moderninsurancestore.com