Licensed Insurance Agent
I’m a licensed insurance agent with The Modern Insurance Store, with decades of licensed experience helping clients navigate Medicare, health, and life insurance decisions.
Background
I grew up in Kansas on a wheat farm and cattle ranch, where hard work wasn’t a lesson so much as a way of life from an early age. I originally earned my insurance license in 1988, and over the decades since I’ve built a career spanning banking, mortgage lending, insurance, and IT — a breadth of experience that gives me a genuinely well-rounded perspective on the financial decisions clients are weighing.
Growing up on a Kansas wheat farm and cattle ranch means I learned early that some problems just take steady, unglamorous work to solve — a mindset that’s carried through my career spanning banking, mortgage lending, insurance, and IT since I first got licensed back in 1988. That breadth matters more than it might seem: a genuine understanding of how Medicare decisions interact with your broader financial picture, built from decades actually working across multiple sides of that picture rather than insurance alone.
What I Can Help You With
- Comparing Medicare Advantage and Medicare Supplement (Medigap) plans side by side, using your actual doctors and budget
- Reviewing Part D prescription drug coverage against your current medications
- Walking through your options if you’re turning 65, retiring, or losing employer coverage
- Life insurance and long-term care planning discussed alongside your Medicare coverage
- A free, no-obligation second opinion on a plan you already have
What a Call With Me Actually Looks Like
I like to start with your actual doctors, your current prescriptions with dosages, and your budget — not a plan pitch. From there, I compare the specific Medicare Advantage and Medicare Supplement options actually available at your address, checking your doctors against each plan’s real network rather than assuming a popular plan automatically includes them. There’s no pressure to decide on the spot, and no cost at any stage — I’m compensated by the carrier you eventually choose, not by you.
Credentials
- Licensed insurance agent since 1988 (38 years of experience)
- AHIP certified for 2026/2027
- National Producer Number (NPN): 7781539
- Appointed to sell plans from all of the carriers listed in our Carriers We Work With section
Frequently Asked Questions
Is there a cost to talk with me?
No. I’m compensated by the insurance carrier you eventually enroll with, not by you, and there’s no obligation to enroll in anything after we talk.
Do I have to already know what plan I want?
Not at all — most clients start with general questions or a plan they’re unsure about, and I work from there rather than expecting you to already know the terminology.
What if I’d rather work with a different agent on the team?
That’s completely fine — see our full About Us page for the rest of the team, or reach out through our general Contact page and we’ll match you with whoever fits best.
Book a Quick Call With Me
Prefer to just grab a time on my calendar? Pick a slot below — no cost, no obligation, just a conversation.
Contact Kyle Directly
Call or Text: (513) 951-4464
Email: kyle@moderninsurancestore.com